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Medicare Part D

Prescription drug coverage will become available to Medicare eligible individuals beginning January 1, 2006. This drug coverage, through Medicare Part D, can be purchased by individuals from a Medicare Advantage Plan or Medicare Prescription Drug Plan.

A late enrollment penalty does exist for individuals who do not maintain creditable coverage (coverage that is at least as good as standard Medicare prescription drug coverage) for a period of 63 days or longer following their initial Medicare Part D enrollment period. Medicare mandates that certain entities offering prescription drug coverage, including employer and union group health plan sponsors, disclose to all Medicare eligible individuals with prescription drug coverage under the plan whether such coverage is ?creditable.? This information is essential to an individual?s decision whether to enroll in a Medicare Part D prescription drug plan.

Below, please find a link to the CMS (Centers for Medicare & Medicaid Services) website where employers can find sample Notifications of Credible Coverage letters.

For information on whether or not to sign up for Medicare Part D, frequently asked questions and other helpful resources regarding Medicare Part D, please refer your employees to the following sources:


Phone: 1-800 MEDICARE

Local: 866-345-0275

Area Agency on Aging

Phone: 456-5664

Michigan Medicare Assistance Program

Phone: 800-803-7174

To view available plans in Michigan: